Terms and Conditions
These comprehensive Terms and Conditions (“Terms”) govern your use of the Quick Auto Advisor website located at https://quickautoadvisor.com/ and all related services offered by our insurance brokerage. By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by these Terms in their entirety. If you do not agree with any part of these Terms, you must immediately cease all use of our website and services.
Service Description and Limitations
Quick Auto Advisor operates as a licensed independent insurance brokerage specializing in auto insurance products. Our primary service involves collecting information from consumers and providing comparative quotes from multiple insurance carriers in our network. It’s important to understand that we are not an insurance carrier and do not underwrite insurance policies ourselves. The quotes we provide are estimates based on the information you supply and are subject to final verification and approval by the respective insurance companies.
While we strive to provide accurate and competitive quotes, we cannot guarantee that any particular insurance carrier will offer coverage or that the final premium will match the quoted price. Insurance companies may adjust premiums based on additional verification of your driving record, credit history (where permitted by law), claims history, or other underwriting factors. Coverage options, terms, conditions, and exclusions vary by insurer and are solely determined by the insurance company issuing the policy.
User Obligations and Acceptable Use
By using our services, you represent and warrant that all information you provide is complete, accurate, and truthful to the best of your knowledge. You agree to promptly update your information if any changes occur that might affect your insurance coverage or premiums. Providing false or misleading information may result in the cancellation of your insurance policy and could constitute insurance fraud, which carries serious legal consequences.
You agree to use our website and services only for lawful purposes and in accordance with these Terms. Prohibited activities include but are not limited to: attempting to gain unauthorized access to our systems, interfering with the proper functioning of our website, using automated scripts to collect information from our site, engaging in any activity that could damage or overburden our infrastructure, or using our services to obtain quotes for persons other than yourself without proper authorization.
Intellectual Property Rights
All content, features, and functionality available on the Quick Auto Advisor website, including but not limited to text, graphics, logos, button icons, images, audio clips, data compilations, software, and the overall design and “look and feel” of the site, are the exclusive property of Quick Auto Advisor or our licensors and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
You are granted a limited, non-exclusive, non-transferable license to access and use our website for personal, non-commercial purposes only. This license does not include any rights to: modify or copy materials from our site, use illustrations or graphics separately from accompanying text, scrape or data mine our content, create derivative works based on our site, or use our trademarks or service marks without our express written permission.
Disclaimer of Warranties and Limitation of Liability
The Quick Auto Advisor website and all information, content, materials, and services included on or otherwise made available to you are provided on an “as is” and “as available” basis. We make no representations or warranties of any kind, express or implied, as to the operation of our website or the information, content, materials, or services included on or otherwise made available through our website.
To the full extent permissible by applicable law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that our website will be uninterrupted, timely, secure, or error-free, that defects will be corrected, or that the website or the server that makes it available are free of viruses or other harmful components.
In no event shall Quick Auto Advisor, its affiliates, officers, directors, employees, agents, or licensors be liable for any direct, indirect, incidental, special, consequential, or exemplary damages, including but not limited to damages for loss of profits, goodwill, use, data, or other intangible losses resulting from: your use or inability to use our services, unauthorized access to or alteration of your transmissions or data, statements or conduct of any third party on our website, or any other matter relating to our services.
Indemnification
You agree to defend, indemnify, and hold harmless Quick Auto Advisor and its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms, your use of our website, including but not limited to any use of our content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from our website.
Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of the State of [Your State], without regard to its conflict of law principles. Any legal suit, action, or proceeding arising out of or related to these Terms or our services shall be instituted exclusively in the federal or state courts located in [County], [State], although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country.
You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts. Before filing any legal action, we both agree to attempt to resolve the dispute informally by contacting each other through written notice. If we cannot resolve the dispute within 60 days of such notice, either party may initiate formal proceedings.
Modifications to Terms and Conditions
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If we make material changes to these Terms, we will provide notice through our website or by other means to give you the opportunity to review the changes before they become effective. Your continued use of our services after any such changes constitutes your acceptance of the new Terms. If you do not agree to the modified Terms, you must discontinue using our services.
General Provisions
These Terms constitute the entire agreement between you and Quick Auto Advisor regarding our website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision. If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
Contact Information
For any questions about these Terms and Conditions, please contact us at:
Email: info@quickautoadvisor.com
